Austin, TX, 78726, Austin, TX, 78726

Description

📍 Austin, TX 78726 🏡 2 Bed | 2 Bath | 1,358 sq ft 💰 Purchase Price: $409,000 📌 HOA Fee: $200/month 💥 EMD: $4,090 (1%) 💸 Seller Financing Terms • 💵 Down Payment: 20% = $81,800 • 💰 Interest Rate: 5.5% • 🕒 Amortization: 30 Years • 🎯 Balloon: 5 Years • 🚫 No Existing Mortgage 🔐 Estimated Entry Cost • 💵 Down Payment: $81,800 • 💥 Entry Fee: $5,000 • 🧾 Estimated Closing Costs: ~$6,500 ➡️ Total Entry Cost: ~$93,300 🧾 Estimated Monthly Costs (Excluding Principal) • 🧾 Property Taxes: ~$464 • 🔒 Insurance: ~$136 ➡️ Total Est. Monthly Cost (Taxes + Insurance): ~$600 💸 Estimated Monthly P&I (on $327,200 @ 5.5%): ~$1,858 ➡️ Estimated Monthly PITI + HOA: ~$2,658 🏷️ Highlights ✅ Highly desirable Four Points area in NW Austin ✅ BLUFF floorplan with high ceilings and abundant natural light ✅ Surrounded by Balcones Canyonlands Preserve ✅ HOA includes lawn maintenance, dog park, and trails ✅ Lock-and-leave lifestyle in a nature-rich setting 🔄 Exit Strategies • Primary residence with low down payment • Refinance before balloon for long-term hold • Mid-term rental (MTR) potential • Resell with wrap finance 📲 DM for walkthrough video, rent comps, or to lock it in ✅ Seller Financing | Nature Setting | Austin Gem