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A Home You Can Truly Own Discover a rare opportunity to own a beautiful, move-in-ready home in Schertz with Owner Financing — meaning you buy directly from the seller, no banks or mortgage approval required. This 4-bedroom, 2.5-bath home offers comfort, privacy, and space for a growing family—just minutes from San Antonio conveniences. You’ll get the deed at closing (not a rent-to-own), flexible terms, and a chance to build real equity in a great neighborhood. About the Home 4 Bedrooms / 2.5 Bathrooms Approx. 2,492 sq ft of living space Built in 2009 on a spacious 0.38 acre lot Open floor plan with high ceilings Kitchen with ample counter space and storage Master suite on main level with walk-in closet and full bath Large fenced backyard + covered patio, perfect for family gatherings Attached 2-car garage Located in a safe, family-friendly neighborhood within the Schertz-Cibolo-Universal City ISD Location Highlights Just minutes from shopping, groceries, coffee shops, and restaurants Easy access to Randolph AFB, I-35, and major employers About 25 minutes to downtown San Antonio Highly rated schools, clean parks, and a strong community feel Owner Financing Terms No banks involved — you buy directly from the seller Deed transfers at closing – this is not a rent-to-own. You become the legal homeowner immediately. Reasonable down payment required (make your best offer) Interest rate and monthly payment tailored to your down payment & income verification Flexible loan terms (10, 20, or 30 years) No balloon, no prepayment penalty FAQs Q: Do I really own the home? Yes – at closing you receive the deed through a local title company. Unlike rent-to-own, you own the property right away. Q: Can I make updates or improvements? Yes — you own it. Paint, remodel, landscape—make it your own. Q: Why “no banks”? Because this is 100% seller-financed. We carry the loan ourselves, so you don’t have to apply for a traditional mortgage. Q: What down payment do you require? We ask for a reasonable down payment. Submit your best offer – higher down payments typically mean lower monthly rates. Q: Do you check credit? No – your credit score is not a factor. We verify income only, to ensure you can afford the monthly payment. Next Steps Go take a look! Self-guided tours are available so that you can walk through the home at your pace and on your schedule. Instructions available at the front door. Contact information available on site after touring the property. This home at this price, with true owner financing, won’t last long – reach out today!
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